Free facility review
Is your existing facility still a good fit?
Facilities are rarely reviewed as often as they should be. A facility arranged when the business was smaller, or under pressure, can quietly become expensive, restrictive or simply a poor fit. We will look at it against the wider market and tell you honestly whether it still fits.
No obligationLike-for-like comparisonPlain answers
Facility review — illustrative
Facility age
3 years
Usage vs limit
48%
Flags
2
Against the wider market
Service fee
Review
Discount margin
Typical
Advance rate
Typical
Concentration limit
Restrictive
Notice period
Typical
Illustrative only. Every facility is priced and structured by the provider.
Worth reviewing
Minimum fee biting at current usage
What we look at
Six things that decide whether a facility still fits
Total cost against actual usage
Headline rates matter less than what you actually pay for the funding you actually draw.
Minimum fees
A minimum annual service fee can bite hard if turnover through the facility has changed.
Availability and concentration limits
Restricted availability, disallowed invoices and low concentration caps quietly shrink the facility.
Notice periods and exit fees
Knowing the terms tells you when a move can realistically happen and what it would cost.
Service and sector understanding
Repeated changes of relationship manager, or a provider that no longer understands your sector.
Renegotiate or move
Sometimes the best outcome is a better arrangement with your existing provider rather than a switch.
Request a review
Tell us about the facility you have.
A few details are enough to start. We will ask for the agreement itself once we have spoken.
Confidential
Your current provider is not contacted.
Like for like
We compare total cost at your real level of usage.
Honest answer
Sometimes staying put, on better terms, is the right call.
Questions
About the review
Will my current provider know?
No. The review is between you and us. Your provider is only involved if and when you decide to renegotiate or give notice, and you control that.
Do I have to switch?
No. Sometimes the best outcome is a better arrangement with your existing provider rather than a move. An independent review will tell you which, and there is no obligation either way.
How is Haslam Consult paid?
Where a facility is arranged, we may receive a commission or fee from the finance provider. We will explain how any remuneration works before you commit to a facility, and details are available on request.